Documents required for Sanction:-
List of Documents required for Salaried Individuals for Home loan | |
Sr No. | Document Name |
1 | KYC Documents (Given Below) |
2 | Salary slip for the last 3 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required) |
3 | Latest Form – 16 if salary above ` 10000/- per month |
4 | Copy of all bank pass books / bank statements for the past 6 months including front page |
5 | Company profile if it is a lesser known organization |
Note: Original documents are required for verification purpose only | |
Sr No. | Document Name |
1 | KYC Documents |
2 | Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant |
3 | Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant |
4 | Brief Business Profile on the Letter Head of the firm by the applicant |
5 | Bank Statement for the last 1 year for the Savings A/c & Current A/c |
6 | Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration |
7 | Copy of the Partnership Deed (if Applicable) |
8 | Copy of Tax Deduction certificate / Form – 16A (if applicable) |
9 | Details of Contract (if applicable) |
10 | Copy of Advance Tax paid / self assessment tax paid Challan |
Note: Original documents are required for verification purpose only | |
Sr No. | Document Name |
1 | |
2 | Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant |
3 | Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant |
4 | Brief Business Profile on the Letter Head of the firm by the applicant |
5 | Bank Statement for the last 1 year for the Savings A/c & Current A/c |
6 | Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration |
7 | Copy of the Partnership Deed (if Applicable) |
8 | Copy of Tax Deduction certificate / Form – 16A (if applicable) |
9 | Details of Contract (if applicable) |
10 | Copy of Advance Tax paid / self assessment tax paid Challan |
11 | Copy Educational Qualification Certificate |
12 | Copy Professional Practice Certificate |
13 | Salary Certificate (in case of doctors having salaried income) |
Note: Original documents are required for verification purpose only | |
Sr No. | Document Name |
1 | KYC Documents |
2 | Salary certificate from the employer mentioning name as in passport, date of joining, Passport number, designation and latest salary and perquisites, in English. |
3 | Salary slips for the last 3 months / Salary certificate (If variable components like overtime & incentives are reflected then six months salary pay slips are required) |
4 | Latest Income Tax Returns (if applicant files IT returns in India ). |
5 | For self employed Individuals, documents evidencing currently in business like Trade License, Registered Power of Attorney or agreement with sponsor etc. |
6 | Passport copy with valid residence visa page. |
7 | Work Permit/ Labour contract copy / Photocopy of Identity card or any other proof of work / employment issued by concerned Govt. authorities. |
8 | Property related Documents, detailed cost Estimates from an Architect/ Engineer (from India ). |
9 | Processing fee cheque drawn on applicant’s bank in India or draft payable at the place where the application will be processed. |
10 | The income documents for salaried should be attested by embassy official if documentary evidence like bank statement for credit salary or frequent remittance of fund to India is not available. |
11 | Copy of all overseas bank statements for the last 6 months, if any |
12 | Copy of NRE / NRO bank statement of the last 6 months |
13 | Power of Attorney (POA) if applicant is not available in India for signing of documents. |
Note: Original documents are required for verification purpose only | |
National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines. | |
1 | Photo Id Proof(any one required) · PAN Card · Passport · Voters ID Card · Driving License |
2 | Residence Proof (any one required) · Electricity Bill · Telephone Bill · Ration Card · Letter from Employer · Bank Statement / Pass book with address |